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Jul 16 2025

Mortgage Services Act Coming Into Force October 13, 2026

Order in Council 350/2025 sets October 13, 2026 as the date that the new Mortgage Services Act (2022 Bill 29) comes into force. 

The Mortgage Services Act will replace the Mortgage Brokers Act and is intended to modernize regulation of mortgage brokers, lenders and administrators. The Act incorporates recommendations from the Commission of Inquiry into Money Laundering in B.C (the Cullen Commission), such as giving the BC Financial Services Authority (BCFSA) the ability to develop rules for licensing and licensee conduct and increasing financial penalties to align with the Real Estate Services Act.

The new legislation also amends appeal procedures and establishes licensing levels and definitions for mortgage services to distinguish between the regulation of mortgage lenders, mortgage brokers and principal brokers. The new Act does not regulate mortgage business activities that are subject to federal or provincial regulation, such as banks and credit unions and their employees.

This new legislation is in part a response to the Mortgage Brokers Act review, which included a public consultation in 2020. More information on that consultation, including the public consultation paper, can be found here

 

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May 29 2025

Eligibility to Hold Public Office Act Now in Force

On May 29, 2025 Bill M202, Eligibility to Hold Public Office Act, came into force by Royal Assent. The Bill will prohibit Members of the Legislative Assembly from simultaneously holding elected positions in a local elected office, such as city council and school boards. The legislation intends to prevent conflicts of interest whereby a politician represents the same constituents at the municipal and provincial levels while receiving two separate taxpayer-funded salaries. Any MLAs this applies to will be removed from their local elected office as of today (May 29).

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May 29 2025

Perinatal and Postnatal Mental Health Strategy Act Receives Royal Assent

2025 Bill M204, the Perinatal and Postnatal Mental Health Strategy Act, achieved Royal Ascent on May 29th. The legislation will ensure that pregnant women and new mothers have universal access to mental health care. The Bill gives the government a year to create a strategy that includes universal access to perinatal and postnatal mental health care. This is the first Private Member's Bill in 43 years to pass second reading with unanimous support.

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Recent Contributions From Our Experts

This amendment means that all minimum rates will be automatically determined by the previous year's average inflation rate for the province of BC. The increase will take effect on June 1 each year, except for agricultural piece rates that will increase on December 31 each yea...

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Scott Marcinkow, Harper Grey LLP on EMPLOYMENT STANDARDS ACT

It is not always necessary to show that the proposed action is in the best interest of the estate. It may be sufficient if it is necessary or expedient to protect the interest of a specified person.

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Stanley Rule, Sabey Rule LLP on WILLS, ESTATES AND SUCCESSION ACT

In Ocean Pacific Hotels v. Lee, 2025 BCCA 57, the Court of Appeal overturned the certification judge’s order certifying the common issues relating to the claim for contractual breaches. In the Court’s view, it was plain and obvious that the pleadings as drafted did not disclos...

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OnPoint Legal Research, Onpoint Legal Research Law Corporation on CLASS PROCEEDINGS ACT

Re: Matter of E.L.K. & Application for Warrant s.28(3) Mental Health Act, 2023 BCPC 172 and Re: Matter of N.L. & Application for Warrant s. 28(3) Mental Health Act, 2025 BCPC 55 are two rare examples of published reasons for decision applying the statutory criteria to determin...

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Laura Johnston, Health Justice on MENTAL HEALTH ACT

The Court of Appeal quashed a decision of the Tribunal that denied legal representation on the basis that legal counsel could instead provide assistance anonymously and behind the scenes.

The constitutionality of the Civil Resolution Tribunal's limitation on legal representat...

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Melanie Harmer, McMillan LLP on CIVIL RESOLUTION TRIBUNAL ACT

Maddock v. British Columbia, 2022 BCSC 1605: Section 54(h) empowers the Provincial Health Officer ("PHO") to decline the request of a person affected to reconsider (s. 43), review (s. 44), or reassess (s. 45) an order or a variance order during an emergency. This provision exi...

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Joel Morris, Harper Grey LLP on PUBLIC HEALTH ACT

In Insurance Corporation of British Columbia v. Ari, 2025 BCCA 131, the BC Court of Appeal upheld the judgment of the Honourable Mr. Justice N. Smith (2024 BCSC 964), to award aggregate damages of $15,000 per class member for a serious breach of privacy by a former employee of...

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Karen Zimmer, Alexander Holburn Beaudin + Lang LLP on PRIVACY ACT

In Mithaq Canada Inc. 2024 ONCMT 9 the Ontario Capital Markets Tribunal (Tribunal) dismissed the application of Mithaq Capital SPC (Mithaq) to cease trade a private placement that Aimia Inc. (Aimia) completed in October 2023. Mithaq had asserted that the private placement was ...

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Teresa Tomchak, Osler, Hoskin & Harcourt LLP on NATIONAL INSTRUMENT 62-104 TAKE-OVER BIDS AND ISSUER BIDS (B.C. Reg. 21/2008)

Nesbitt v. College of Physicians and Surgeons of British Columbia, 2024 BCSC 1661: Section 24 of the Health Professions Act, R.S.B.C. 1996, c. 183, provides a limited statutory immunity. The immunity applies to members of the College board and persons acting on behalf of the C...

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Joel Morris, Harper Grey LLP on HEALTH PROFESSIONS ACT

One of the leading decisions on the phrase, "excessive hours" is BC EST # D071/10 Johnston. The employee worked 14 hours on an election day and argued that "excessive" should be interpreted to mean a shift in excess of 12 hours. The Director considered the dictionary definit...

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Scott Marcinkow, Harper Grey LLP on EMPLOYMENT STANDARDS ACT

In Cohen 2023 BCSECCOM 317 an application was made to the BC Securities Commission for orders than notice delivered under an advance notice policy requiring notice with respect to the election of directors be included in a circular and that the shareholder vote be restrained u...

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Teresa Tomchak, Osler, Hoskin & Harcourt LLP on SECURITIES ACT

This section was drawn from section 2.1 of the Arbitration Act, RSBC 1996, c. 55, and is needlessly confusing. On the one hand it seems to say that people can agree to arbitration anything that "may be the subject of a family law dispute in the future," while on the other is s...

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John-Paul Boyd QC, John-Paul E. Boyd Arbitration Chambers on FAMILY LAW ACT

The filing of a Notice of Dispute is a "proceeding" for the purpose of this section. After a Notice of Dispute is filed, the court may appoint an administrator pending legal proceedings. In Glendale v. Walker, 2024 BCSC 1947, the disputant successfully brought a petition to ap...

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Stanley Rule, Sabey Rule LLP on WILLS, ESTATES AND SUCCESSION ACT

The implications of this section are canvassed by Jennifer Bednard in "Will or Will Not: Practice Implications of Section 58 of the Wills, Estates and Succession Act Part I: What is a Testamentary Document Anyway?" (2020) 78 Advocate 527.

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D. Michael Bain, K.C., Hamilton Howell Bain & Gould on WILLS, ESTATES AND SUCCESSION ACT

This section qualifies the application of s. 364(4) insofar as a limitation defence is invoked. In this case, in November 2020, the plaintiff corporation filed a claim against the defendants. The claim was declared a nullity because, at the time of filing, the plaintiff was di...

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Debby Cumberford, Deborah M. Cumberford on BUSINESS CORPORATIONS ACT

In Singh v Singh, 2020 BCCA 21, the Court of Appeal restricts the nature of the "other factors" that may be argued in favour of reapoprtionment. Justice Garson reviews the specific factors identified in section 95(2) and, applying the principles of statutory interpretation, co...

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John-Paul Boyd QC, John-Paul E. Boyd Arbitration Chambers on FAMILY LAW ACT

This provision is mandatory and there is no discretion to order payment to be made to someone other than the PGT. See 2019 BCCA 171 at paras 7 - 11.

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Dan Orsetti, Public Guardian And Trustee of British Columbia on WILLS, ESTATES AND SUCCESSION ACT

Section 36 of the Property Law Act does not apply to the Crown land owned or controlled by the Provincial government: Fox v British Columbia (Ministry of Forests, Lands, Natural Resource Operations and Rural Development), 2022 BCSC 541

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Peter Roberts, Lawson Lundell LLP on PROPERTY LAW ACT

In Wilkinson v. Chartier, 2025 BCCA 53, the Court of Appeal overturned the chambers judge’s order granting summary judgment in relation to trust claims brought under s. 151 of WESA on the basis that the claims were statute barred by the Limitation Act. The Court of Appeal held...

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OnPoint Legal Research, Onpoint Legal Research Law Corporation on LIMITATION ACT

The policy considerations underlying section 60 of the Wills, Estates and Succession Act, together with the nature of constructive trusts was the subject of some debate in a series of articles published in The Advocate in 2022.

A healthy and respectful canvassing of positi...

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D. Michael Bain, K.C., Hamilton Howell Bain & Gould on WILLS, ESTATES AND SUCCESSION ACT

In CARDON Group, Re., 2024 BCIPC 102, the adjudicator exercised her discretion available under s. 50(1) of PIPA to cancel an inquiry which was deemed moot, as a result of the applicant revealing during her submissions that she already had a copy of the unredacted documents at ...

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Karen Zimmer, Alexander Holburn Beaudin + Lang LLP on PERSONAL INFORMATION PROTECTION ACT

In April 2025 the British Columbia Human Rights Commissioner published the results of an inquiry into practices under s. 59 of the Adult Guardianship Act. “We’re still here": Report of the Inquiry into detentions under the Adult Guardianship Act documents some detentions takin...

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Laura Johnston, Health Justice on ADULT GUARDIANSHIP ACT

Decisions of the court under s. 17 are not limited appeal orders and therefore leave is not required under s. 11 of the Court of Appeal Rules to appeal.

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Melanie Harmer, McMillan LLP on JUDICIAL REVIEW PROCEDURE ACT

The term "obsolete" means something that is "no longer practised or used, discarded; [and] out of date". A determination of obsolescence is a consideration of the nature of the charge itself in the circumstances of the use of the relevant property and a determination of whet...

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Peter Roberts, Lawson Lundell LLP on PROPERTY LAW ACT

Oppression claims are subject to the Limitation Act. There is, however, no time bar to the court’s exercise of its jurisdiction to grant a remedy under this section, save for what might arise out of the equitable defence of laches. A laches defence will lie if the defendant c...

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Debby Cumberford, Deborah M. Cumberford on BUSINESS CORPORATIONS ACT

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